Bad Credit Van Finance
- Check your eligibility with no impact on your credit score
- All credit histories considered
- Get an online decision in minutes
No impact on your credit score
Zuto is a credit broker not a lender. Our rates start from 10.9% APR, representative 23.9% APR.
How Zuto works
Apply Online
Using our simple application form, we will need a few details to provide a personalised quote.
Compare Finance
We’ll search our panel of lenders to find the best deal to suit your needs.
Choose your van
Whether you've already found a van or want to browse our verified dealers, we'll run a free vehicle and history check for you.
Drive Away
We’ll take care of everything with the lender and arrange payment to the dealer so all you need to do is collect the van.
Why choose Zuto
£0 Deposit Options
You don’t always need a deposit to get a Van on finance. We work with lenders who’ll get you on the road, without needing to pay anything upfront.
Providing van finance since 2006
Over 5.3 million customers have trusted Zuto.
Wide range of lenders
We have over 275 finance options available from 16 lenders.
Expert Advice
Our team of van finance experts provide advice and guidance throughout the whole car buying process.
Flexible Terms
We offer flexible finance options including repayment terms tailored to your individual circumstances.
Convenience
Our easy online application process means you can start the van finance process anywhere!
Frequently asked questions
Do I need a deposit to be accepted?
No, a deposit could be beneficial but many lenders may still approve you without one.
Can I get van finance if I have bad credit?
Yes, we can help people with a less-than-perfect credit history. You may find that you're not offered the great rates that someone with excellent credit history might get, but we may still be able to help you find a finance option to suit your circumstances.
What is van finance?
Van finance is a way for you to buy a new or used Van by spreading the cost over a period of months. So, instead of having to pay everything upfront, you can split the cost into manageable amounts that are paid in regular monthly instalments.
Zuto is credit broker, not a lender. Zuto Limited is authorised and regulated by the Financial Conduct Authority, registration number 452589. All finance is subject to status and income.
Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required. Certain exclusions for NI residents. Zuto won't charge you anything for our service but we will receive a commission from the lender which varies based on the product, amount borrowed or your credit score. This doesn't affect the amount you pay. Written quotation on request.
Our rates start from 10.9% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £7,950 over 60 Months with a representative APR of 23.9% the amount payable would be £218 a month, with a total cost of credit of £5,122 and a total amount payable of £13,072.
